Before you sign any loan papers, ask the lender whether the loan includes any charges for voluntary credit insurance.

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By mid-December, what were termed the White Papers were being delivered to policymakers, looking into subjects including banking, credit ratings, hedge funds and regulators, as well as bailout efforts.

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If you've spent any time reading the papers in Iowa and some other Midwestern states, you may have seen a focus on this wind tax credit, which is something that has been debated in Congress.

WHITEHOUSE: Gaggle aboard Air Force One en route Orlando, FL,