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Consumers will be able to pay for an item using a credit card or gift card, redeem promotions and earn loyalty points-all with a single tap of their Google Wallet.
ENGADGET: Google Wallet mobile payment service, Google Offers announced
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Returns without a receipt are subject to the posted return policy, which might result in your receiving only a merchandise credit for the lowest price the item has sold for recently, or possibly no refund or exchange at all.
FORBES: Returning A Gift? What You Need To Know About This Year's Return Policies
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Credit cards are one way the bank is trying to make up for these fees, an item we discussed in As New Regs Loom, BoA Converts Debit Customers to Credit Cards.
FORBES: Bank Of America Will Find New Fees, Stock Worth $11
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The most-watched item is the one-year tax credit for research and experimentation, which expired at the end of 2009.
FORBES: Business In The Beltway
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You can link credit cards to cell phones to pay for an item by just being in the vicinity of an RFID receiver.
FORBES: Credit Card Users May Pay an Additional Fee
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Some banks also treat lost or stolen goods using the same procedures as in-store credit card fraud, requiring retailers to replace a missing item or face a transaction dispute.
FORBES: Top 6 new credit card perks
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Well you won't find us standing in line to pick up such a luxury item, but we do have to give Lenovo credit for avoiding the obvious temptation to go with a traditional 15th anniversary theme, and unleashing a crystal-studded monstrosity that would make IBM execs cringe with horror and regret every time they saw one being flaunted by a colleague.
ENGADGET: Lenovo celebrates 15 years of Thinkpad, "uncorks" Reserve Edition
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To improve your chances of getting full credit, provide a sales slip or gift receipt, return the item in new condition, unopened, and with all packaging material.
FORBES: Returning A Gift? What You Need To Know About This Year's Return Policies
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But purchasing equipment does not automatically add anything to economic value-added, once you have given credit to the original manufacturer for his labour and profit in the item.
FORBES: Investment and Technological Progress
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One item with bottom-line impact is the research and development tax credit, a law that's been extended 12 times since its enactment in 1981.
FORBES: Magazine Article
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Nearly every big-ticket item that Americans consume is paid for with borrowed money, with foreign lenders supplying the credit.
FORBES: From Subprime To The Ridiculous