This implies that a creditors primary concern is not the absolute safety of a bond or other credit instrument, but its relative safety.

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Imagine if rather than developing the next CDO or Credit Default Swap instrument, they developed a model that optimized health rather than devastated the economy with financial instruments few can understand.

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From modest beginnings three decades ago, Yunus has, first and foremost through Grameen Bank, developed micro-credit into an ever more important instrument in the struggle against poverty.

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Anyhow, they are a debt instrument that trades more on the underlying credit risk of the company or the industry than on movements in interest rates.

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This would include any transactions paid by check, cash, credit card, transfer of stocks, bonds, or other financial instrument.

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