But the survey wrongly included "keeping a small balance on a credit card" as a factor that could hurt a credit score.
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The sudden contraction of credit was a factor responsible for the ensuing depression-within-a-depression.
The phenomenon was a large factor in 44 credit-quality downgrades by Moody's last year.
The researcher thought to add another factor to the credit-scoring model: the competitiveness of the schools the students attended.
The other caution is that credit scores are an important factor auto lenders use to approve or disapprove a loan, but not the only factor.
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If you take out this factor of easy credit that we've had for most of the past 50 years then we have a very different environment.
News the International Monetary Fund beefed up its emergency lines of credit was not a major factor in the market place, after an initial and short-lived flurry of price activity.
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After all, payment history is the biggest factor in calculating your credit score.
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The auto insurance industry has long maintained that deadbeats are accident-prone and has pushed state legislatures to allow credit scores to be a bigger factor in setting auto premiums.
In a handy bar graph, Moody's makes clear that government "systemic support" is still a significant factor that elevates the credit rating of every big bank in its review.
The British creator of Pop Idol and US version American Idol sued Fox and producers FremantleMedia, seeking a credit and fees from the US X Factor.
If they are comparing projects here and abroad, how that tax credit impacts upon project economics will be a factor in their decision.
There are reports that Simon Fuller, who created Pop Idol in the U.K. which morphed into American Idol here, is suing Fox for an executive producer credit on the upcoming talent show The X Factor.
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In other words, companies couldn't factor in a customer's bad credit when setting rates.
Fitch says the resulting growth of broad credit, which includes credit from shadow and offshore sources, was a factor in the recent improvement in Chinese data.
According to the L.A. Times, Fuller claims that in 2005 Fox agreed to give him an executive producer credit, and a fee, if The X Factor ever came to America.
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Vic Tanon, chief simplicity officer at Emplicity, an organization that consults in hiring practices across the U.S., says a bad credit rating is likely to be more of a factor in certain industries like financial services.
And the factor that has to be given the most credit is the drop in crime.
Which is the larger factor contributing to the money glut and cheap credit?
This is an example of how the most critical factor in repairing the damage done by the credit crisis of 2008 is time.
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Moody's, for example, said doubts about the political sustainability of future cuts were a big factor that might lead them to downgrade the UK's credit rating even further.
Running these two groups against some 250 variables, the credit union found that neither household income nor age was as significant a factor as it had earlier assumed.
LePage says the credit crunch that began with the meltdown of the subprime banking industry is one factor in the current housing slump.
Fitch said after Mr Osborne's announcement that the government's policy framework had been a key factor helping the UK to hold on to to its top AAA credit rating, and the loss of the debt rule had weakened both the coalition's credibility and the rating.
Perhaps the most important factor to consider when it comes to giving your 18 year old a credit card is whether or not they are ready for the responsibility.
In looking at the economy as a whole, Dalio pays particular attention to the amount of credit that banks and other financial institutions are creating, which he regards as a key factor in over-all spending.
This covers not only teenaged boys, getting a thrill by watching a fire take hold and spread, but those motivated by the "hero factor" - people who want to be involved and to take the credit for fighting the blaze.
Give the company credit for thinking globally and for keeping its eye on the big picture, regardless of the hipness factor.
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