They have hunted and gathered, photocopied and surrendered every income, asset and creditdocument that might even remotely testify to their ability to repay the mortgage loan they seek.
As a testament to this finding, we document the decimation of online credit-card financed counterfeit software sales due to a focused eradication effort.
Conservative plans to scrap the so-called couple penalty in the tax credit system also appear to have been watered down, with the government document saying it will bring forward plans to "reduce" rather than "end" it, as the Tory manifesto promised.
And several reports from the office of the Treasury Inspector General for Tax Administration document the humongous fraud resulting from the various incarnations of the First Time Homebuyers Credit.
These Alt-A mortgages include loans to people with spotty credit histories and so-called "liar's loans, " which do not require borrowers to fully document income or assets on their loan application.