Those who are caught bartering can end up in the "Special Housing Unit" -- an isolation area also known as the "hole" -- and could lose credit they get for good behavior.

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However, if you have been the victim of some extraordinarily low life behavior on the part of credit card operators, expect that the same sort of treatment would evolve out of removing state regulation of insurance companies from the equation.

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Data-driven prediction markets are turning to things like employee behavior, loan default rates, and credit card delinquency.

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Our bad behavior spending spree was gleefully enabled by a wallet full of credit cards and bankers ever so happy to endlessly re-finance your house for amounts exceeding its market value.

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While the research showed a strong association between knowledge and behavior, it didn't prove that a lack of knowledge causes credit-card misuse or vice versa, Prof.

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The AIG mess, then, is the result of denial about the level of risk, arrogance that the triple A credit rating is an absolute safety belt, greed about compensation that leads to reckless behavior and overall, a level of irrationality that approached insanity.

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Of course, there are limits in amounts and frequency of such transfers, and unusual behavior in mobile is monitored for fraud the same way that it is in credit and ATM card transactions.

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