In simpler terms, the aim was to build a credit card base by handing out more cards while making sure that charge-off figures are kept as low as possible.
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This implies stronger credit quality and relatively stickier base.
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They are pulling back credit lines to shore up their borrowing base, reducing exposure and living off fees.
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But the three-month interbank rate soared, reaching 6% by the end of March, and credit conditions have accordingly tightened despite the lower base rate.
They have been sued numerous occasions yet never been held liable for giving a credit opinion, no matter how wrong or off base.
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The difference in lending may be due in part to the fact that bigger banks tend to have a client base that itself is bigger, more credit worthy and more export oriented.
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These devices range from the inventory trackers that drivers use to touch base with logistics centers, or mobile credit card scanners that are increasingly popping up at shops to allow customers to buy on-the-spot rather than lugging shopping carts into check-out lines.
Is it appropriate to base current monetary policy actions on those changes in credit markets?
So why not base the payment of the children's tax credit on the incomes of households rather than individuals?
The credit-card business also offers access to a wider customer base.
The heftier equity base has also helped it acquire Chase Manhattan's credit-card business in Singapore.
Just like it would be inappropriate to base all of your decisions on someone based on their credit score, a measure of social influence is just one aspect, but it is certainly not a measure of everything.
Although the base rate of interest is 4.5%, most credit cards charge upwards of 40%, plus an annual fee.
Like other private lenders, credit unions typically require that students have a parent as a cosigner and base loans on a borrower's creditworthiness.
While this may have worked sufficiently through the great credit crisis of 2008-2009, this common currency and shared economic base is experiencing strains coping with fiscal problems of one (or now many) of its underlying constituent countries.
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Citibank would write an absurdly pro-credit card law, the South Dakota legislature would pass it, the governor would sign it and every credit card issuer in America would move to South Dakota to establish their corporate home base so that they might be free of the limitations placed on them by most other states where they might base their operations.
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The quest for an instant market base on which to build motivates buyouts of consumer banking businesses like Chase's credit-card operation in Singapore.
Saving is what rebuilds the capital base so that new ideas with the potential to boost the economy can be matched with credit.
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As banks and credit card companies struggle to develop an adoptable mobile solution, Apple continues to build a powerful user base day over day.
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That will lead lenders to "tighten restrictions on credit facilities, either through taking collateral, reducing the size of the facility, or restricting borrowing base calculations, " the agency said.
However, expansion of the monetary base does not necessarily lead to growth in broad money, which measures the supply of credit to businesses and consumers and which ultimately drives inflation.
The base station has an LCD screen, which displays how much watching time the wearer has in credit.
Today, many colleges and universities provide academic credit for individual courses, full programs of study and prior learning acquired on ships, during combat and at base locations worldwide.
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More specifically, the body blows the financial downturn administered to the portfolios of major credit card companies in the form of high delinquency and default rates emphasized the importance of garnering a financially stable customer base.
The year-over-year change in branded contract gross customer additions resulted in part from competitive pressures and the implementation of strengthened credit standards as part of T-Mobile USA's focus on improving the overall quality of its contract customer base.
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