Similar in structure, no credit-credit cards mainly differ in the amount the lender is actually extending you.

FORBES: How To Avoid A Debt Crisis Like The Government's

Likewise, this legislation instituted a more consumer-friendly payment structure for personal credit cards while providing no such provisions for business credit cards.

FORBES: How Personal Credit Cards Can Outperform Their Business Counterparts

But the lack of a speedy internet structure and limited access to credit cards still make crowd-funding a challenge on the continent.

BBC: Fespaco: How free are African artists?

"Where we have seen certain bonds under-perform, it's normally a function of poor credit quality, weak structure or overly aggressive pricing, " he said.

WSJ: Perpetual Bond Risk Rises With US Treasury Yields