Going to a credit-based social safety net would allow federal spending to be cut by at least 4% of GDP immediately.
FORBES: Conservatives Are Missing The Point On Welfare Reform
Since 2009 teachers can both attend series of short seminars provided by Vox and larger ETS credit-based courses provided by tertiary institutions.
Every consummated transaction that is not cash- or credit-based requires trust in the other party and in the security of the payment mechanism.
FORBES: How Instant Mobile Commerce Will Disrupt The Way You Do Business
Data-mining companies say they can judge our credit-worthiness based on that of our friends.
Swipely, which has been testing its credit card-based loyalty service in Rhode Island, is expanding into Boston, launching with 150 local merchants there.
U.S. lenders report loan and credit-card activity to credit bureaus based on billing addresses, but that activity could stop if you change your credit-card accounts and loans to a foreign address.
The project aims to establish cell-phone based carbon micro-credit systems, using a simple message service to allow families to monetize the carbon offsets they produce.
Lewis Perling, a defense attorney for the Atlanta-based credit bureau, declined to comment on the litigation.
Total asset-based credit commitments grew 5% in the last year, according to a November 2011 survey by the Commercial Finance Association.
WSJ: How to Finance Your Start-Up Without Tapping Home Equity
Earlier this year when Dallas-based Credit Union of Texas decided to pitch its auto-lease product to its members, it consulted its IBM data warehouse.
Nonprofit, membership-based credit unions, which often offer lower fees and better rates on bank products, have their own version of deposit insurance as well.
This is a useful step towards a more market-based credit system.
ECONOMIST: It is time for China to unshackle the price of money
Due to regulations in the U.S. that restrict what U.S. residents can do with their cards, Intrade would not permit the use of U.S.-based credit or debit cards.
FORBES: Prediction Market 'Bets Of Bitcoin' Available To U.S. Customers
"You look no different than somebody with a big fat balance, " says John Ulzheimer, president of consumer education at SmartCredit.com, which sells credit-score monitoring services based on its own scoring formulas.
WSJ: Getting Going: Why the Latest Credit-Score Fixes Fall Short
John Kariuki is the founder and CEO of AAR Credit Services, a Kenyan-based micro-finance company.
Connecticut-based Connex Credit Union has held events for first-time home buyers and for seniors grappling with understanding Medicare.
It is looking to develop a way to evaluate emerging growth companies using cash-flow based credit scoring that will give firms whose value lies in their intellectual property a shot at loans.
Except in the case of the CIO, the pirates are the business teams who, armed with a mere credit card and a cloud-based application, can navigate around a less nimble CIO and his staff.
Its low-cost online programs rely on competency-based progression, not class-time or credit hours.
Counterfeit-passport makers in Bulgaria team up with hackers in Arizona to run a Web site--based in New Jersey--to conduct credit card fraud.
Counterfeit passport makers in Bulgaria team up with hackers in Arizona to run a Web site--based in New Jersey--to conduct credit card fraud.
About 5, 000 are said to have bought insurance policies at a Bermuda-based subsidiary of Credit Suisse between 2005 and 2009.
FORBES: Credit Suisse Account Holders Face Search And Seizure
Those recommendations are said to include a focus on personal information and browsing records, as well as the collection of location-based data and credit card details.
If not, the Fed should lead by example, championing a smaller Fed, a strong and stable dollar and a market-based allocation of credit, all of which would help the economy grow faster.
Credit ratings for Dubai-owned companies now reflect this lesson, based on a fundamental credit outlook, not an implicit government backstop.
Best known for its credit-score calculation services, Minneapolis-based Fair Isaac also sells software to government and industry for making business decisions and reviewing medical bills.
Auto loans in particular have gone to the head of the line for households that have to decide which bill to pay first, according to Chicago-based TransUnion, the credit bureau.
FORBES: When It Comes To Car Payments, The Check Is In The Mail, Honest
Household debt has doubled in the past five years, partly as a result of an explicit policy of encouraging the use of credit cards to cut down on cash-based transactions and fight tax evasion.
BBC: Koreans are going back to cash after their credit binge
That starts with creating a consumer-credit culture in the first place, plus many of the things lenders take for granted in North America, like individual credit histories, and finely tuned risk-based pricing where the riskiest customers pay the highest interest rates, to cover expected losses.
Credit default swaps are generally traded by phone-based brokers who match buyers and sellers at large investment banks and other institutions.
应用推荐