The point is that with a little creativityandplanning, you too might be able to substantially reduce taxes on your retirement savings, as well as the the tax burden on your heirs, simply by shifting savings that you already have from one pocket to another.
Plus, even just taking the time to plan for an expanded project is an opportunity in itself to showcase your initiative, creativity, and project planning skills.
In another unorthodox move, Ms. Anderson established an account planning department at Kraft to drive creativity into the organization and push for better ideas.