The market for unsecured bonds has been closed for weeks, leaving banks with no option but to sell covered bonds at usurious interest rates that will challenge their profitability.
According to the regulations a roof includes any type of awning or canvas - so converting a covered beer garden to a smoking room may not be an option for many pub landlords.
All legal residents covered by public health insurance funded by compulsory social health insurance contributions from employers and employees with no option to opt out.
Once at the motor sports complex, journalists took turns testing all-wheel-drive XJs and smaller XFs, which also get the system as an option for 2013, by flinging them through various obstacle courses, every one of which was covered in several inches of snow with thick ice underneath.