Warren and Lawless finger changes in the bankruptcy court cover sheet, and lawyers' and paralegals' growing use of software to fill out that form.

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In New York, the stock market is down, investors are withdrawing assets from his fund, and he has borrowed four hundred million dollars to cover a hole in his balance sheet.

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Morgan Chase spokesman argues the new rule would cover only a fraction of the off-balance-sheet liabilities and therefore isn't a problem.

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Prior to writing your cover letter, applying or interviewing, do a side-by-side comparison sheet.

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"This could cover things like embarrassment because you couldn't repay the debt you owed to someone", the fact sheet states.

BBC: Claims advice for Ulster Bank and RBS group customers