The first big impact of widespread digitisation is likely to be a transformation of the cost base of those banks that embrace it.

ECONOMIST: Winners and losers

In technical terms, the process starts with the transformation of organic material using cost effective, intermediate technologies, into a highly digestive diet for pigs, ducks and chicken.

UNESCO: Background

This guest post was written by Keith Figlioli, the senior vice president of healthcare informatics for the Premier healthcare alliance, a national performance improvement alliance of more than 2, 600 U.S. hospitals and 84, 000-plus other healthcare sites using the power of collaboration to lead the transformation to high-quality, cost-effective care.

FORBES: Digitizing Doctors and Hospitals? Think Like Target

Only after the cost of generation and storage of renewable energy matches the cost of on-demand generation from fossil, nuclear and hydro we will we see a transformation of the energy industry.

FORBES: Storage, Not Generation, is the Challenge to Renewable Energy

He told BBC Wales the airport's transformation in the decade from 1997 came because it found a niche in the market with low cost airlines and was able to offer passengers something different from its nearby competitor, the much bigger Manchester Airport.

BBC: Cardiff Airport's ?500,000 'welcoming' revamp