Recently, a premier Islamic finance scholar, Mohammed Taqi Usmani, declared some aspects of sukuk to be un-Islamic, specifically the buyback at cost and the interest-free non-recourse loans.
But much the same result could be achieved by capping the exclusion for employer-provided health care (exempting most lower-cost plans) and replacing the mortgage-interest deduction with a tax credit.
The argument for not investing in a 401(k) stems from the possibility that the cost for servicing high-interest debt may outweigh the potential performance on retirement plan assets.
You need to read the speech for the full explanation, but the basic idea is that higher inflation can help push down the real cost of borrowing - the real interest rate - at times when nominal interest rates can't go any lower.
Further monetary easing also helps gold since it adds to worries about inflation whenever an economic recovery takes hold, plus it means a low so-called opportunity cost, or the loss of interest earnings that investors might have gotten instead by holding yield-bearing assets.
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The idea is that your would-have-been interest payments cost more than the balance transfer fees.
Does the mandate further the governmental interest in increasing cost-free access to contraceptives by means that are least restrictive of the employer's religious freedom?
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And a lot of mortgage brokers are presenting to them different, like Mr. Weller said, exotic ways to bring that cost down - reverse amortization loans, interest-only loans, teaser loans.
And that simply cannot happen if special interests from either side of the political divide seek to except themselves from the requirements of the law or make a late play to improve their own self-interest at great cost to all other Americans.
The banks get to deduct the "dividends" of their trust-preferred stock as interest expense (thus lowering the after-tax cost of borrowing) and get to count it as capital.
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On the bond markets, the Spanish government's long-term cost of borrowing fell slightly, to an implied interest rate of just under 6% for 10-year debt.
The company was able to extend its portfolio to three CSPs in its home market and benefited from consumers' interest in low-cost smartphones.
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"Earnings recovery will be driven by lower interest rates and the cost-reduction measures that are to be introduced by the government, " he says.
First, higher personal-saving rates and (more optimistically) a lower federal deficit will hold down long-term interest rates and the cost of capital.
In normal times the opportunity cost of holding non-yielding gold, instead of interest-bearing bank deposits or government bonds, is high.
The British Bankers' Association said the interbank cost of borrowing overnight had fallen - a day after interest rate cuts and governments provided additional liquidity.
The central bank might have issued the currency during a time of near-zero interest rates, when the cost to people of holding extra currency was nothing.
This debt bias is based on the accounting rationale that interest is a tax-deductible cost of doing business while dividends are a non-deductible form of business income.
In addition, higher short-term interest rates increase the opportunity cost of holding currency and checking accounts, and therefore will lead to an increase in the turnover or velocity of money.
This will ensure that you have an ever-growing savings with maximum interest and minimal cost.
Consumer advocates dispute the industry's case, arguing that lenders will be able to fall within the new triggers by reducing fees and interest charged to meet the high-cost thresholds.
Low interest rates reduce the opportunity cost of holding non-yielding assets such as gold.
The bank's net interest margin--the difference between its cost of capital and average loan rate--has fallen for five consecutive quarters, to 0.9%.
That, they hope, will nudge Brazil into a virtuous circle, in which they can cut interest rates, and thus the cost of debt-service and, in turn, reduce the size of the surplus needed to steady the debt burden.
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The high net interest margins at Wells Fargo have, in large part, been attributed to its large low cost average core deposits (which include noninterest-bearing deposits, interest-bearing checking, savings certificates, market rate and other savings, and certain foreign deposits).
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Motorola's conference call expected later today may clarify how much the electronics manufacturer is willing to concede to McCaw to keep Iridium alive, but Motorola could easily eat half the cost, in the interest of keeping its 2, 000-employee satellite manufacturing business employed.
But for investors to truly value the opportunity cost of holding Treasuries, Winmill expects real interest rates on 2-year Treasuries to hit 300 basis points.
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Repair Section 469 by applying its limitations to non-recourse interest losses only and exempt economic losses to cost basis, and then watch the real estate market turn around fast.
Credit has a cost, and under perfect competition, this is the interest rate--the price at which lenders agree to supply the same amount of money that borrowers agree to borrow.
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