Using the latest 128-bit error correction system built into the latest Marvell controller, the M5 Pro is able to automatically check and correct the accuracy of data being read from the flash memory.
About two million people receiving only the family element of the credit will need to check their details are correct and then "file the paperwork in a safe place", as long as no changes are needed.
Ideally, you are checking on your performance more frequently than this, but at a MINIMUM, do a mid-year check-in so you have time to course correct before year-end.