The current level of core deposits could support ten percent more loans and still be at a very conservative ratio.

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Wells Fargo has to pay lower interest rates on its core deposits as compared to long term debt and short term borrowings.

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So, its of no surprise, when looking at long term ice core sample and ocean core deposits, they indicate as the Earth warms, so does the carbon footprint from the increase carbon produced high in the atmosphere.

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The high net interest margins at Wells Fargo have, in large part, been attributed to its large low cost average core deposits (which include noninterest-bearing deposits, interest-bearing checking, savings certificates, market rate and other savings, and certain foreign deposits).

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While an increase in prime loan rates will likely impact both interest income as well as interest expense for Wells Fargo, the fact that Wells Fargo derives the majority of its funding from low cost core deposits will help the firm restrain its interest expense even as interest rates increase and thus boost its net interest margins.

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With modern bank holding companies engaged in both the securities business and the commercial banking business (at its core taking deposits and making loans), how are the regulators going to mesh these laws together in their regulatory activities?

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Revenue generated per household was 16 percent higher in the accounts at banks that provided an online brokerage, the survey found, and the revenues generated per million dollars of core retail deposits were 33 percent higher than their peers that did not offer online investment services.

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