If you want to leave retirement assets to family (and particularly to grandkids) a Roth conversion is one of the simplest, best planning tools available.

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One of their most valuable tools was a process called "geocoding, " the conversion of street addresses into global positioning system (GPS) coordinates.

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While you're having the conversion done, consider spending a bit more to put up pegboards on the walls and built-in cabinets for tools.

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