"The bedrock issue is cash conversion, " says Kumar at CGAP.

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The Hayes issue perversely called for conversion at a 15% discount -- from wherever the common was trading at the time of conversion.

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The fact that he fled to Italy is one of the factors that have made the issue of Muslim-Christian conversion a hot topic in that country.

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That happens as the issue reaches its maturity date or once the conversion value exceeds its call price, since it can then be called anytime.

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