Rose Dod is a qualified teacher, already doing the accredited conversion course to become an educational psychologist.

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But as I am based in India, the course value after conversion comes to around INR 20K (reason-giving for why that would be a hardship).

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Of course, a Roth conversion goes against the conventional wisdom (and human inclination) to delay paying taxes.

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Fly-half Priestland missed the difficult conversion but the Scarlets appeared on course to register their second Magners League win of the season over the Irish province.

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Yes, yes, of course there are ways of dealing with this, conversion of savings to annuities being one way.

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Of course, the more user-friendly the process is, the better the conversion ratio becomes.

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