These managers charge the highest fees (thus have lots of money to attend consultant conferences and contract for consultant marketing advice) and have lots of brokerage dollars to kick-back to consultants.
Final reports from each consultant and contract deliverables such as verified formulas for precisely calculating harm in thirteen broad categories for more than 3.8 million borrowers will never be completed or delivered to regulators.
Mr Paul Thorpe, chairman of its junior doctors' committee, said many would refuse to take up consultant jobs if it meant signing up to the new contract.