Think of it this way: Consolidators are wholesalers (much like Costco) who buy in bulk.
These are banks that are being used by the FDIC as consolidators following Bank Failure Friday.
The consolidators have shown that centralising advertising, finance, purchasing and so on can save money.
Due to existing relationships, travel agents can purchase tickets from consolidators and then sell them to consumers.
The banks which act as consolidators may have to rely on smaller banks to fill in some gaps.
Two community banks that I like as consolidators are Umpqua Holdings ( UMPQ) and Whitney Holdings ( WTNY).
Safeway, Kroger and Albertson's are also active consolidators, but a link-up with one of them cannot be ruled out entirely.
In FDIC assisted acquisitions, the consolidators stand to benefit from cost synergies, a growing deposit base and increased market share.
About a year ago, the U.S. Senate Committee on Commerce, Science and Transportation identified several major billing consolidators who are responsible for the majority of these unauthorized charges.
In my opinion the eight banks profiled above are candidates as FDIC consolidators to take on the assets of failed banks, and benefit from the FDIC loss-sharing arrangements.
Moreover, we CIOs are expert consolidators.
FORBES: CIO-plus Series: Interview with Karl Salnoske, the EVP of Service Delivery and CIO of GXS
And so I join the ranks of social media managers who have fallen prey to the category of social media disaster that involves mixing up personal and professional Twitter accounts when one is signed into both via Twitter-account consolidators like Tweetdeck and Hootsuite.
FORBES: Social Media Idiocy of the Day: How I Got Forbes Featured On Buzzfeed
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