For the moment, conforming mortgages remain stable and large firms unconnected to the home-mortgage market have yet to experience serious trouble.
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Jumbo loans, as they're known, are scarce and being offered a full interest point higher than conforming mortgages, according to MonitorBankRates.com, an online personal finance journal.
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The majority of people who have mortgages are in standard, conforming, Fannie and Freddie mortgages to the extent that they're at 6.5%.
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Freddie Mac (nyse: FRE - news - people ) conforming limits--the plan does not apply to so-called "jumbo" mortgages.
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