To enter the American market, Temenos acquired TriNovus which runs core banking and compliance software as a service for about 20 U.S. banks.

FORBES: Outmoded IT Could "Evaporate" Big Retail Banks - Temenos

The Infrastructure-as-a-service with the best price, functionality, reliability, compliance and security will win.

FORBES: The Battle For The Cloud Is On -- Who Will Win?