"It's been a challenge in reduced financial capacity to offer all the courses all the time that every student needs to complete a degree, " said SUNY Chancellor Nancy Zimpher.

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It is reported that around half of all university under-graduates fail to complete their courses, and a serious skills shortage in the country continues to hold back the growth of the economy.

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All claims processors must complete the same amount of annual training, and they often repeat introductory courses year after year.

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