The Municipal Securities Rulemaking Board, a self-regulatory body that reports to the Securities and Exchange Commission, has proposed rules that would require brokers to ask clients about the importance of state tax benefits, explain a client's direct-sold in-state plan for comparison purposes, and determine what is most suitable for the client--instead of just pushing broker-sold out-of-state plans that might carry higher commissions for them.

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Recently, for a consulting client, I did a rough comparison between their customer base (which tended to be young, information-intensive companies) and a benchmark comparison set from the mainstream economy.

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For a scale comparison, the company says about 9, 000 business analytics consultants have handled over 30, 000 client engagements in the last several years.

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