As early as 2001, pharma company Eli Lilly invested in a site called Innocentive to allow researchers to post scientific challenges which community members could contribute to solving for a fee.

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The Eilean Easdale Community Trust confirmed it had refused to pay the fee for the charity event - which it described as "excessive" - and had declined a request to produce its public liability insurance for inspection.

BBC: Threat to World Stone Skimming Championships on Easdale

While banks levy fees on debit cards, several credit unions and community banks are actually increasing debit rewards program and reaffirming no-fee financial products.

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The landowner and Eilean Eisdeal Community Trust are embroiled in a dispute after he demanded a land use fee and asked to see a copy of the trust's public liability insurance.

BBC: Threat to World Stone Skimming Championships on Easdale

And that sends a clear message to everyone in the school district, a message opposite of that intended by community-supported public schools: opportunities are available only to those who can pay the fee.

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The umbrella charity--the community foundation or the Fidelity or Vanguard affiliate-- invests and administers your fund for an annual fee and sends the checks to the charities you chose.

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