Soon after that, he took a commitment in the struggle against excision, a practice which still affects 80% of women in Mali and thousands more around the world.

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Last year, 1, 775 communities in Africa publicly declared their commitment to end the practice, the UN said.

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Although it is not part of these negotiations, the Welsh government has a commitment to make it easier for people to see their GP by extending practice opening times in the evening and at weekends.

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The accepted practice in bank accounting is to set up significant loan-loss reserves only when the commitment is availed of and the arrangement becomes an on-balance-sheet loan.

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