This includes deepening ties of trade, commerce, strengthening institutions, development, education and opportunities for all Afghans -- men and women, boys and girls.

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Banks and financial institutions have invested in NFC for the commerce opportunity, helping ensure that this new connectivity option essentially gets included in next-generation handsets at minimal charge to the end-user.

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But just as the American government used the constitution's interstate commerce clause to expand its powers, so the European institutions have exploited single-market rules to extend their responsibilities into such areas as social policy, welfare and the environment.

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As a leading global payments company, MasterCard (NYSE: MA) serves as a franchisor, processor and advisor to the payments industry, and makes commerce happen by providing a critical economic link among financial institutions, governments, businesses, merchants and cardholders worldwide in more than 210 countries and territories.

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