It would be giving up revenue gains that might have come from last year's court rulings that forced MasterCard and Visa USA to allow member banks to issue competitors' cards.

FORBES: Morgan Stanley Meltdown

Ivan Feinseth, research director at Matrix USA, says more bad news is to come because of the slowdown in auto sales and increased competition from big guys like AutoNation and CarMax .

FORBES

Ivan Feinseth, research director at Matrix USA, says more bad news is to come because of the slowdown in auto sales and increased competition from big guys like AutoNation (nyse: AN - news - people ) and CarMax (nyse: KMX - news - people ) .

FORBES: Roadkill