Just be sure not to sacrifice liquidity and control for a percentage point or two, as it may come back to bite you.

FORBES: Beware of High Yield Investment Promises

"You don't want one person to bear an inordinate part of the more stressful household tasks, because that's going to come back and bite you, " says Rosalind Barnett, executive director of the Communities, Families and Work Program at Brandeis University.

FORBES: Magazine Article