The key is to find the right combination of rates, features, fees, and convenience for you.
Meanwhile, the CBI - which polled 144 companies for its survey - blamed a combination of rising rates, poor weather and rising household bills for the drop in consumer spending.
Were the tax shelters that high-earners were encouraged to set up to shield themselves from high income tax rates actually better for building a sustainable, prosperous economy than the combination of low tax rates and no shelters?
There is, of course, another possible explanation for the combination of high tax rates and low tax revenues.
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Net interest income was 16% lower than the same period last year reflecting a combination of lower interest rates and increased competition.
Morgan, an investment bank, reckons that the combination of lower interest rates and some extra spending can be accommodated without stoking inflation.
Some market experts think today's negative sentiment goes beyond the Fed statement--that the combination of higher interest rates, weaker housing prices and higher oil prices may have already baked the cake.
Increased activity was helped by a combination of low mortgage rates and rising prices, encouraging builders to believe they can make a profit on sales, demand for new homes and jobs growth.
Double-digit house price inflation has been caused by a combination of low interest rates, relatively high disposable household income and the popularity of property as an investment when stock markets have performed poorly.
Lenders and rating agencies are heartened by their models, which show that it would take a combination of higher interest rates and falling house prices to make a worrying number of mortgage loans go bad.
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The Federal Reserve Bank of Kansas City, situated in the heart of America's farm country, concluded earlier this year that the surge in farmland prices had been driven by a combination of low interest rates and high commodity prices.
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The combination of a zero interest rates policy and quantitative easing is what has pushed government bond yields to historical lows.
However, the combination of higher prices and lower rates is seen as punishing those who have put money aside, as the value of their savings is eroded while the returns they make on them declines.
However, since there is such potential for misunderstanding, it would be worth phasing in the introduction of tuition fees, or the abolition of maintenance grants, or the charging of real interest rates, or a combination of these.
Unless the SEC and Financial Industry Regulatory Authority craft strong rules, Mr. Abshure said, a combination of fraud, high failure rates for startups and an "inevitable advertising onslaught of pie-in-the-sky offers" will kill investor confidence in buying shares online.
The 2010 Census is the first time since California became a state in 1850 where the number of its electoral votes did not increase, reflecting emigration out of a state with the highest combination of income and sales tax rates in the nation.
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But early data suggest that in combination with interferon and ribavirin, cure rates for hep-C approach 60%.
The combination of slowing returns and higher interest rates naturally means borrowers are getting lesser returns on their loans.
The housing bubble was caused by a lethal combination of easy credit, low interest rates and rampant speculation.
Although Germany's population is currently above 82 million, the UN suggests a combination of falling birth and rising mortality rates could see this drop to about 70 million by 2050.
In that event, we might suffer some combination of inflation, insolvency, crushing interests rates, or other severe consequences.
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Like France and Italy, Germany suffers from a killer combination of an ageing population, low birth rates and generous pension provision.
Yet a wicked combination of falling investment returns and declining annuity rates means that workers should be saving even more in order to secure a decent pension.
Loan modifications increase the chances of loans being repaid by increasing the term of the loan, reducing interest rates for the borrower or some combination of these.
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Japan is saddled with a pernicious combination of dangerously high government debt and low interest rates.
Worse still would be a combination of a return to higher levels of interest rates combined with a decline in crop prices.
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This growth was a result of combination of gain in market share and increased attach rates of discrete notebook GPUs despite the launch of Sandy Bridge.
This combination of assured single-photon emission at high rates driven by power no different from a battery, Dr Hoefling said, brings QKD much closer to commercial application.
This combination suggests the possibility of capital gains harvesting at known tax rates.
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The outgoing finance minister, Tommaso Padoa-Schioppa, put up tax rates while cracking down on tax evasion a combination that made the government hugely unpopular, and damaged Mr Veltroni's campaign.
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