Reid's health care bill, which will be given a cost assessment by the nonpartisan Congressional Budget Office, also includes a provision from the Finance Committee bill allowing for the creation of nonprofit health care cooperatives that would negotiate collective insurance coverage for members.

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The epiphany Sharp had led to the creation of The Urban Wine Company, a London-based collective of growers committed to making wine with their own grapes.

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The compromise agreement being negotiated by Grassley and the other Finance Committee members has dropped the public option, proposing instead the creation of not-for-profit health insurance collectives that could negotiate collective coverage for members.

CNN: Sources: Obama to address Congress on health care

We should look at ways that the law is disincentivizing the creation of lines of communication between workers and firms that help overcome the risk of a collective action problem.

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