The next day a telex arrived at the BBC inviting me to collect my visa for Albania.

BBC: Bill Hamilton on Albania

These changes will impact those companies that collect fees from merchants such as Visa and MasterCard and pass these on to the issuing banks such as Bank of America and JP Morgan.

FORBES: How Badly The Durbin Amendment Might Whack JPMorgan, Bank of America

Visa and MasterCard set the rates, but the banks that issue their cards collect the fees.

WSJ: MasterCard, Visa Seen Raising Fees