People are exposed to that risk not just as consumers but also as homeowners (if they live in an oil town or a cold spot) and as workers (if they build oil rigs or design suvs).

FORBES: Taking the Plunge

People are paying cold hard cash on the spot to have their basements drained.

FORBES: An Easy ETF Of Superstorm Sandy Stocks

After narrowly avoiding my unpleasant swim in the ice-cold Firth, I returned to my spot in that cleft in the rock.

BBC: Camping on the Canadian tundra

During a visit to the construction site for the new arena, Labeaume, the Quebec mayor, waded through cold, gray mud, stopping at a spot where one of the rink's faceoff circles will likely be, and pointed to a Nordiques flag flying from an industrial crane.

WSJ: Quebec: The Only Thing Missing Is a Team

In 1963 he moved the operation to its present spot on the Pigeon River, which provides cold, clean water for his trout-rearing raceways--concrete troughs where the fish are kept.

FORBES: Magazine Article

EU. North Korea may have a soft spot for Sweden, which was one of the few countries to keep up diplomatic ties during the cold war.

ECONOMIST: Europe discovers North Korea | The