Displaced and cold property owners.

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But now much of that money and demand has evaporated - leaving property developers out in the cold.

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If his principal family flies to, say, a ranch in Aspen, which Barrie has painstakingly transformed into a winter paradise, and the cold spurs them to relocate to a property in Florida, he scrambles to make sure every aspect of that property is ready to be inhabited without a hitch, from stocked pantries to heated swimming pool.

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The two Duke graduates then made a cold call to the institute asking if it could use the property.

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Back in Barnsley and York that undoubted success story is cold comfort to two cash-strapped local councils paying millions for property they thought the taxpayer had already bought.

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As the people of Clackmannanshire are finding out, it takes a long time for gas company people to visit every property to reconnect, and that's traumatic in cold weather.

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Cavity wall insulation slows down the rate at which warm air escapes your property, keeping each room of your house warm even when it is bitterly cold outside.

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