Co-pay-free contraception is law of the land: As part of the ACA, HHS announced that contraception would be included in the list of preventative services that must be covered without a co-pay. (Is there anything more preventative that contraception?) A tempest erupted.
That is when the new health care law, the Affordable Care Act, will require insurance providers and Medicaid to cover clinical preventative services for women, including pre-natal care, all without charging a co-pay, co-insurance or a deductible.
Senator DEBBIE STABENOW (Democrat, Michigan): A real Medicare benefit, through Medicare, reasonable co-pay and premium.
There may be a time and place for a debate over the desirability of a home health co-pay.
If we had a pill for that, even with no co-pay, the country would save a lot of money.
The requirement that it be covered without a co-pay is a huge step forward for women and our economy.
FORBES: Controversy Over Contraception Misses the Economic Point
Why did the New York Times Co. pay such a high tax rate?
FORBES: Did The NY Times Really Pay 71% in Taxes? Not Exactly.
Also notable is that oral contraceptives are singled out, among thousands of drugs, for special treatment through the ban on co-pay requirements.
FORBES: The Economics of President Obama's Immaculate Contraception
In cases where the generic drug is even cheaper than the co-pay, Toan says, the patient pays the cost of the drug.
The Democratic Party of Japan (DPJ) is proposing to raise the co-pay to 20 percent, but there is still much debate about this.
It isn't covered by basic Medicare like the flu vaccine, but instead falls under the Medicare drug benefit, with its complicated co-pay system.
The manufacturers would like some kind of co-pay for medical benefits, but victory here will be difficult, more likely impossible, despite the climbing costs.
Most of the time, consumers have no idea how much their procedures cost, nor do they care--they're focused more on their own modest co-pay.
Some insurers, including Wellpoint Networks (nyse: WPN - news - people ), have refused to provide biotechnology drugs for a simple co-pay.
Part of the problem is that each health plan covers prescriptions using a different formulary and cost-sharing scheme, so consumers often only see what the co-pay is.
And, given the fact that the patient has relatively little cost-share in the form of a co-pay, the patient will likely agree to have the additional tests done.
Although these expenses took up a bigger amount of my budget last December when I was going through extensive testing, I now cover only a small co-pay for check-ups.
The Japanese bureaucracy has recommended modestly and gradually increasing the premiums or co-pay requirements for the actual beneficiaries, but the proposal has met stiff opposition by politicians who fear losing votes.
And so that's the kind of thing - when I went to the pediatrician and I got my daughters a checkup I realized I didn't have a co-pay or deductible this time for preventive care services.
In line with HHS paragraph 13.1, rev. 71, 04-09-04, I hereby request an NCD that is binding on all DMERCS, QIOs, FIs, PROs, and PSCs to provide me and my cohorts non-co-pay coverage of above services.
FORBES: I, Like Ms. Fluke, Am Denied Free Access to Preventive Medicine
Colonoscopies, smoking cessation and other preventive services will have no co-pay, but it may become harder to find practitioners to perform these procedures as reimbursements continue to decline and patients are asked to contribute less and less out of pocket.
They manage members of the insurance companies, build the lists of approved drugs for manufacturers and reimburse the retail pharmacies for the difference between the true cost of a drug and the co-pay amount that a customer of a retail pharmacy plays.
FORBES: Berkeley Takes the Express and Wins BIG at Ross Stock Competition
And that law also makes recommended mental health services available without a co-pay or a deductible -- again, part of the effort here to make it clear that issues of mental health are as important both for the individual and for the society as issues of physical health.
So what the Affordable Care Act has done, Obamacare, if you will, has ensured that mental health services are integral and part of the services that the 30 million people who will be -- additional Americans who will have health insurance because of the Affordable Care Act will receive, and in terms of the recommended services, receive them without a co-pay or deductible.
At that point, X Co. will pay U.S. tax on the dividend received from Foreign Co.
Shopping around at different hospitals before you have an expensive procedure can save you thousands of dollars when it comes time to pay co-payments.
As a retiree from the state senate, he qualified for a free Cadillac style health care plan the state provides for retirees and their families (he does have to pay co-pays but no premiums) for life.
For example, what if a year after Fair Pay Shipping Co. hires John and Sally, John comes in and asks for a raise, but Sally does not.
In fact, it would be illegal for the State of Florida to require Medicaid beneficiaries below the poverty line to pay meaningful co-pays and deductibles, like those in the private insurance market.
应用推荐