Patients get that medicine for a smaller co-payment, and drug companies will vie for that spot.
These same individuals may also face significant co-payment burdens from seeing multiple providers.
His parents, who live in a nearby town, didn't seek treatment until it was too late because they couldn't afford a 30-cent co-payment.
The new pill will be cheaper--both because it will cost less than buying Zocor and Zetia separately and because patients will have only a single co-payment for the pill.
They cut back on their medical costs by visiting doctors less and taking their prescription medicine less frequently after the co-payment increase, due in part to their fixed incomes.
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Others fear that Pfizer's tactics may drive up costs for the employers who sponsor health plans, thanks to the complexities of co-payment schemes, and confuse patients lectured for years about the merits of generics.
Poorer people would pay no premium or co-payment.
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Caduet will also provide another big benefit for patients with health insurance: Because it is a single pill, patients will get both drugs for a single co-payment, making it inexpensive for them even after Norvasc becomes a cheap generic.
Companies like Express Scripts, CVS Caremark and Medco Health Solutions, are hired by big employers to manage drug spending by forcing workers to pay a much higher co-payment for a generic version of the cholesterol drug Zocor, for example, versus Pfizer's still-patented Lipitor.
It is a deal between the tobacco industry and a few contingency-fee attorneys (whose pay will not be challenged, as per the settlement), with the states taking a windfall-payment in exchange for co-signing the deal.
Today, PayPal's co-founder revealed his return to the payment world with a new company called Affirm.
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He was previously co-founder and CEO of Accept.com, a consumer-to-consumer payment services company acquired by Amazon in 1999, and Good Technology, a provider of secure mobility solutions, which Motorola bought in 2007.
Joel Glazer, United's co-chairman, issued a "voluntary free-payment notice" on Monday informing lenders that Red Football Joint Venture Ltd.
Conflicts between partners, members, or shareholders arise for a variety of reasons: personality differences, payment of dividends, allegations that a co-owner has converted business assets to personal use, marital divorce, shift in the balance of power and control between younger and older partners, employment discrimination claims and disagreements over the future of the business among others.
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Earlier this week, NTP co-founder Donald Stout told the press that RIM could avoid that fate if it makes one giant payment, no strings attached, for 5.7% of RIM's projected U.S. sales through the life of the contested patents, which expire in 2012.
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