The agency has said to reduce its headcount, it would need to scale back operations, including changes to Saturday delivery and closing processing plants.

WSJ: Postal Service Delays Plans to End Saturday Delivery

Dairy Crest is closing five processing plants across the UK, with the total loss of around 800 jobs.

BBC: Mothballed dairy will be sold

Correspondent lenders employ their own processing, underwriting and closing staff, and use warehouse lines to fund loans.

FORBES: A Look Behind The Curtain: How To Choose A Mortgage Lender