However, choosing this repayment option will start the clock over again.
FORBES: Income-Based Student Loan Repayment: What You Need to Know
Limiting the tobacco industry's future liability was one of the main sticking points during round-the-clock negotiations over the weekend.
As the clock ticked over into injury time a last assault from the Wallabies saw them come within inches of scoring several times before Giteau sent the ball wide for replacement centre Cross to power over.
Wind the clock back just over four years and Fernandez had arrived in the United States to considerable fanfare after a standout performance for his beloved Spain in China.
"My body clock's all over the place and I played OK considering I haven't had much feeling with my swing lately, " said Yates.
E-Trade has had a wonderful run over the past few months, riding the broader equity rally to clock-in gains above 40% over the past three months.
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Sara Mendes da Costa became the fourth voice of the Speaking Clock in 2007, triumphing over 18, 500 other entrants.
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Evidence of past explosions is revealed in the image - huge lobes of 20-million-degree Celsius gas (the red loops in the image at approximately the 2 o'clock and 7 o'clock positions) that extend over dozens of light-years on either side of the black hole.
Anthony made a layup with 3 seconds left, but the Raptors ran out the clock to earn their second win over the Knicks this season.
Dobson then gave the Robins a 13-point breathing space with a drop-goal with 12 minutes on the clock but the misery was not over the Rhinos.
Wallace then got a block and after the Pistons were turned the ball over on a shot-clock violation, he fed Lopez for a jumper to extend the lead to 24-18.
With just over one minute on the clock, Celtic opened the scoring when Ki Sung-Yong delivered a low free kick back into the St Johnstone penalty area from wide on the right and Stokes fired in from 18 yards.
It's not hard to choose those moments over a gimmick like a shot clock.
You can't tell them to run the shot clock down and feel sorry for that team over there.
It's not like there's a clock ticking and then suddenly it's over.
First he hit a pair of free throws, then knocked down a 3-pointer over Kenny Kadji with the shot clock winding down to push Duke to a 58-56 lead with 9:13 left.
Campbell, who conducted the investigation, said the timekeeper who was operating the clock at this game had been "interrogated" over the phone and in person about the situation.
WSJ: Kings' 3-2 Win Over the Blue Jackets on Feb. 1 Draws Scrutiny
This kind of urgency carries over to fiction, where a ticking clock a sense of time running out can make the pages seem to snap by with the speed of a second hand.
WSJ: Word Craft: Benjamin Percy, Author of Red Moon, on the Ticking Clock
Robinson's men got off to a bright start with barely 60 seconds on the clock when Rennie and Hogg combined before De Luca plunged over.
Over a few decades this would amount to a minute's difference, but over several hundred years this would mean the atomic clock time-scale and the time-scale based on the Earth's rotation would be out by an hour.
One is the great turn of the millennial clock that is looming, along with the attendant hysterias and fears over the Y2K problem.
Equipped with sophisticated cameras, infrared sensors and other detection equipment, the small blimps often float 2, 000 feet over an area to keep a round-the-clock watch.
Because on three separate occasions, Ms. Lewinsky testified that Ms. Currie came over to pick up the gifts at 2 o'clock in the afternoon, an hour-and-a-half before the phone call.
CNN: Transcript: White House Counsel Ruff's opening statement
Nate Lubick beat the shot clock with a baseline hook to tie it, and then Georgetown took over again behind Smith-Rivera.
Wiltshire Council said more than 3, 000 tonnes of salt had been spread over the weekend, with its highways teams working around the clock.
Sexton missed the conversion but with less than half an hour on the clock England's dreams of the Grand Slam were as good as over.
The operations are part of a new team set up by the Sheriff's Department over the last six months to monitor social media around the clock.
Marquette didn't have a timeout left, but the officials gathered around the monitor to get the game clock right, giving coach Buzz Williams a chance to call his players over to draw up a play.
To maintain correct time on the clock, the tower has been regularly checked by the clocksmiths of the city over numerous generations.
The clock is ticking and with only a week until Christmas (and Hanukah now over), what can you still get the food lovers on your list?
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