Anti-fraud measures, principally chip-and-pin, are showing success in other areas once regarded as a big problem.
In the Birmingham raid, police discovered chip-and-pin terminals, card account numbers, a card writer and computer software.
Proving more secure, chip-and-pin cards are embedded with microchips and require cardholders to input a personal identification number rather than signing receipts.
Security concerns have led many places in Europe to accept only chip-and-pin credit cards, which causes trouble for travellers with magnetic-stripe cards.
Apacs says that chip-and-pin remains the safest method of payment for goods and services but was never claimed to be foolproof.
Payments firm Paypal has launched a chip-and-pin machine designed to offer new sales methods to UK small businesses that have previously relied on cash or cheques.
Researchers at the Black Hat conference showed just what mischief a commonly used UK PoS terminal could get up to when they inserted a chip-and-pin card crafted with malicious code.
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Security expert, Andrew Goodwill, from the Third Man group, said this was the first evidence of a breach of the chip-and-pin system, with the encryption of the chip having been broken.
Since then, most European nations as well as Japan and Canada have adopted this so-called EMV international credit card standard and abandoned magnetic stripe credit cards for chip-and-pin cards in the process.
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In countries such as France, Belgium, Switzerland, Britain and the Netherlands, chip-and-pin credit cards are often the only ones accepted at unmanned machines in subway stations, train stations, bike sharing kiosks, parking meters, gas stations, parking garages and other transportation terminals.
However, the firm does not believe return customers at its UK stores were affected - or that chip and pin data in the UK was accessed as none is stored on the systems in Watford.
Missing from the often-cited standards are specific references to many technologies that the security industry has long been pushing card companies to adopt: EMV (Chip and PIN), End-to-End (E2E) encryption, tokenization and virtualization.
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Two-thirds of the time the chip and pin will not connect to the banking network.
Tim Hortons' new all-in-one PIN pad technology supports all methods of payment on one device, including chip and pin, tap and swipe payments for acceptance of Tim Card, debit cards, credit cards and now mobile payments.
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