The idea grew out of their effort to market a medical spell-checking program over the Internet.

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She spends her days hanging out with friends, completing the requirements for her diploma through an online program and checking Craigslist for job ads.

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He recommends checking the Accreditation Council for Pharmacy Education to find a program in your area.

FORBES: Careers

Under the new pilot program, Bank of America introduced four types of checking account.

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The new Treasury pilot program will provide consumers a debit card that has many features of a checking account, such as free bill paying and free ATM withdrawals at select machines.

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Banks are marketing either a program where overdraft transactions are covered for a fee or one that allows you to link a checking account to a savings account, line of credit or credit card so if you overdraw funds are transferred in as needed, says Greg McBride, a senior financial analyst at Bankrate.com.

WSJ: Say No to Overdraft Pitches

What could work in the long term, though, is a kind of a sophisticated loyalty program that rewards customers for showing up at a particular time, for spending a certain amount of time checking out the merchandise, or for bringing along friends.

FORBES: Deals, Not Badges Will Attract Mainstream Check-Ins