While the FBI has been trying to build its case over five months, Lotfi Raissi has been kept in Belmarsh Prison on holding charges, that on his application for an American pilot's licence, he failed to declare a knee injury and a teenage conviction for theft.

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Enterprise Minister Fergus Ewing said the changes would freeze interest and charges from the time a debtor's application is submitted to their creditors.

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While the application is free, the company charges users 20 cents per transaction, plus another 1.95% of debit cards and 2.95% for credit cards.

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Data charges may apply for download and use of the application.

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She added that Raissi was also wanted in the U.S. on charges of giving false information in connection with his application for a pilot's licence such as failure to declare he had a previous conviction for theft and that he had surgery on his knee.

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The application, which can be downloaded for free, charges vendors a credit card processing fee of 1.8 percent plus 15 cents per transaction, assuming you're swiping plastic from MasterCard, Visa or Discover.

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