And some institutions, bankers allege, were parking illiquid structured products in their trading books to attract a lower capital charge (regulators now plan to beef these charges up).
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The Republican alternative leaves the bank regulators in charge of the consumer laws -- the same regulators who have shown none or little interest in implementing these laws properly over the last series of years.
Because the current system puts bank regulators in charge of protecting consumers.
The Republican argument for leaving the bank regulators in charge of protecting consumers is that there is some conflict between consumer protection and the health of financial institutions.
It keeps banks regulators completely in charge of protecting American families.
Rubin and Prince are scheduled to testify on Thursday alongside the regulators principally in charge of monitoring the bank and are expected to defend their leadership.
Instead, Hubbell will plead guilty to the felony charge of concealing material from federal regulators relating to billing records of the Rose Law Firm in Arkansas.
Indeed, bank regulators, who were in charge of enforcing CRA standards, could hardly disapprove of similar loans made to better qualified borrowers.
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The directive also put home-country supervisors in charge of prudential oversight while host-country regulators were to ensure that local bank branches, wherever their headquarters, observed local rules.
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Regulators and many in the industry fret that the premiums insurers charge do not reflect the risks they are taking on.
After giving regulators the runaround and repeatedly dodging the question of why they charge Australians so much more than Americans for the same products, senior executives from Apple, Microsoft and Adobe have finally been forced to sit down in front from a parliamentary committee.
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Georgia regulators have endorsed the project and are even allowing the company to charge ratepayers for financing costs before the reactors are up and running.
The problem is that the intensity of the radio waves needed to charge mobile phones and laptop computers over long distances might be hazardous to human health, and regulators would be unlikely to approve.
Regulators are also trying to write the final rules that will limit how much banks may charge when retailers swipe debit cards, as well as restricting banks' ability to levy overdraft and other fees on current accounts.
The second rationale also seems a possibility: better to charge less than you might briefly get away with than to give would-be competitors (not to mention regulators) an even more tempting target.
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