In 2014, it will be illegal for insurance companies to discriminate against anyone with a pre-existing condition, or charge women higher premiums than they charge men.

WHITEHOUSE: The White House

Insurance companies no longer have unchecked power to cancel your policy, deny your child coverage due to a pre-existing condition, or charge women more than men.

WHITEHOUSE: The White House

This was on condition that no admission charge was made and they were not sold.

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This works far better than forcing insurers to cover everyone regardless of pre-existing conditions, or regulation such as guaranteed issue (forcing insurers to cover everyone who applies regardless of health condition), or community rating (forcing insurers to charge the same or nearly the same to all regardless of health condition).

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Mr. Cuccinelli said the ruling, if upheld, would nullify the pre-existing condition requirement, and the rule that insurers must charge all consumers similar prices.

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Or, to put it more plainly, you are assured that you can buy insurance, even if you have a pre-existing condition, and the insurance companies can't charge you more for it.

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The HondaLink EV application will allow the user to remotely view the state of charge, initiate charging, and activate the air conditioning and heater to pre-condition the vehicle while connected to the grid to maximize battery range on start-up.

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But then, as you've heard, you're stuck, as Joni said, with a target on your back for the rest of your life with a "preexisting condition, " which means that insurance companies can deny you coverage or charge you higher rates for coverage -- sometimes much higher.

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