The turning point arrived in 1999 when the new telecom policy changed the licensing fees from a fixed amount that wireless companies had been struggling to pay to a revenue-sharing model.

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"The employer is still on the hook for looking over the provider's shoulder on an ongoing basis to make sure the provider hasn't jacked up fees or changed management in a way that gives the employer heartburn, " observes benefits lawyer J.

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Malpas had previously said the club would not be paying any transfer fees this summer, but changed his mind when his target became available.

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Several banks are adjusting fees because the banking environment overall has changed, but the more extreme the fee hike, the more wary you should be.

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