And JPMorgan ( JPM) is a big messy bank, carryingloads of risk and lacking a history of being any good at extracting industry-leading profits from its franchise.
Other costs are the impact on the lives of women and girls who spend several hours every day carrying heavy loads of water thus reducing the time women have available for growing food, working to earn an income or take care of children, and preventing girls from attending school.
In addition to carrying crushing computational loads without complaint, they deliver our communications at the speed of light, transact business on our behalf and help us more efficiently perform the tasks we still perform.