It should be noted that of the five companies surveyed, State Farm was the only carrier that consistently charged the good driver lower rates in all 12 cities.
The argument could also be made that delaying construction of the new Ford class of carriers might actually increase the long-term cost of carriers, since the next-generation carrier is designed to reduce crewing requirements by hundreds of personnel, and manpower expenses are the biggest driver of life-cycle costs for aircraft carriers.
The new carrier is also designed to significantly reduce maintenance costs from those of the current Nimitz class of carriers, another major driver of life-cycle costs.