"If you attempt to impose ... a credit card and registration model ... there will be a substantial loss of readership, " said David Sobel, general counsel for the Electronic Privacy Information Center, describing part of the plaintiffs' strategy.
As part of its "know before you owe" campaigns, the CFPB has launched commonsense initiatives on mortgage disclosure forms and student aid agreements, and as Jay just mentioned, today they're launching a new initiative to create a model credit card agreement that is shorter, clearer, and explains terms up front.
On that note, we've just been hit with a memo that's supposedly floating around SCK -- the Radio Shack subsidiary responsible for Sam's Club kiosks -- that calls the X2 "a new Droid X version" with a 2GB bundled microSD card replacing the original model's 16GB... and it'll sell for the same price.
ENGADGET: Motorola Droid X2 is a Droid X with a smaller microSD card? (updated)
Altman thinks the virtual loyalty card concept is a better model for local advertising than search engines.
Lego's in-house model-making team has made card-dealing robots, dancing robots, robotic arms and even a fully functioning copier out of the kits.
American Express says it is uniquely positioned to offer the service thanks to its "closed-loop" business model in which it acts as card issuer, merchant acquirer and payment processing operator.
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The Asus lacks a higher-memory or cellular model, though it has a memory-card slot for adding storage.
What it does is emphasize that turning the clinical card as cheaply as possible is the dominant factor in the model.
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It is expected that the CFPB will use a model similar to the one it currently uses for credit card complaints: sending each complaint to the named company for a response and resolution.
The model has even been stretched to other industries, including a credit card that offers discounts linked to well-being and car insurance that offers cheaper petrol to people who drive safely (a telemetric device installed in your car monitors aggressive driving, like harsh acceleration or sharp cornering).
Outside the U.S., Amex has taken a step away from its closed loop model where it issues its own credit cards and also acts as the acquirer for merchants accepting the card.
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