About a fifth of interest-only mortgage borrowers said they could not have afforded to repay both capital and interest.
ECONOMIST: Rising house prices have hidden a multitude of sins
Capital and interest, or repayment, mortgages work as standard loans do.
The taxable category faces annual levies on dividends, capital gains and interest.
In a country where government deficits make capital scarce and interest rates high, the best firms rely on intellectual assets rather than on tangible ones.
X-tax, there was no taxation of financial income (dividends, capital gains and interest income) at the individual level, and hence no double taxation of saving.
Also on the table: ending agriculture subsidies, increasing the gas tax, taxing capital gains and interest as ordinary income, reducing some of the spending in the new health care law and freezing pay for government workers.
The aim was to reassure investors, and so prompt capital inflows and lower interest rates.
The Bush Administration's proposed new savings accounts are a step--a remarkably bold one--toward a radical tax change in the U.S. This revolution is moving toward what I and others have long advocated: a flat tax--an income tax system with a single rate that would apply after a high threshold and that would exempt levies on capital gains, dividends and interest.
It involves comparing the interest and premiums you have actually paid on your endowment mortgage with the interest and capital repayments you would have paid on an equivalent repayment mortgage.
They allow the owner to invest in shares, bonds and cash, and accrue interest, dividends and capital returns, without paying any further income or capital gains tax.
So this borrowing does not have the negative economic effects of deficit spending in crowding out the savings and capital for private investment, and possibly increasing interest rates.
There is the expectation that capital gains, interest and dividends will be taxed as regular income.
Junk-financed Company B's access to capital is limited and its interest coverage is less than 2 for 1.
His proposal scraps the entire existing code, including capital gains, interest and dividend income, the estate tax, and the payroll tax that funds Social Security and Medicare.
FORBES: Dial 9-9-9: The Most Exciting Policy Proposal Of The Presidential Election Campaign
In its Victorian incarnation, a tontine was an investment pool to which a group of speculators contributed capital, the principal and interest to be distributed in a lump sum years later to the last survivor.
However, a country with chronic deficits must pay for those deficits with capital inflows from our trading partners, and the capital inflow will tend to put downward pressure on interest rates and be stimulative to the domestic economy.
FORBES: Exports Create Better Jobs, But Not Necessarily More Jobs
On taxes, Paul would extend the Bush tax cuts, reduce the corporate income tax to 15%, and abolish the estate tax and taxes on interest, dividends, and capital gains.
FORBES: What Could a Paul Presidency Mean for Your Finances?
High taxes on capital, such as on capital gains, inheritance, corporate profits, interest and dividends, also consume available capital and discourage capital creation.
FORBES: Though Income Can't Be Legislated, Obama's Minimum Wage Hike Is Not A Bad Idea
Who cares about the rampant level of inflation in emerging markets and the fact that many central banks are raising interest rates and imposing capital controls which will slow down their economic growth rates?
Owner-occupiers typically pay no tax on capital gains and can deduct mortgage interest from their income-tax bills.
Meanwhile, the 3.8-percent tax on unearned income, like capital gains, dividends, and interest, will discourage saving and investment.
FORBES: In 2013, Millions Of Americans Face Obamacare Tax Hikes
This is particularly true for investors who haven't yet received final 1099 forms for dividends, interest and capital gains.
At a stroke, Poland has done away with pension redistribution: what you get out is what you have paid in, plus interest and capital gains.
You talk about 4-5% interest and capital and equity being unavailable?
Capital gains, dividends and earned interest would be tax free.
And in the meantime all sorts of tax increases are in prospect, on interest earnings, capital gains and above all on energy, including petrol.
Earned income for athletes includes wages and net endorsement income, while unearned income includes interest, dividends, capital gains and royalties.
FORBES: Tax Uncertainty And Fiscal Cliff Affecting Athletes' Decisions
Hicks and Gillett say there have been numerous expressions of interest and have asked Barclays Capital to assist.
The Romneys paid tax because they hold stocks and securities yielding dividends and interest, and because they sold assets generating capital gains.
In terms of capital markets, interest rate liberalization and a more market-oriented exchange rate are central.
应用推荐