Phone regulator Oftel has weighed in and told BT to offer its rivals deals for Flat Rate Internet Access Call Origination (Friaco).

BBC: Unmetered web access in trouble

Known as Friaco, for Flat Rate Internet Access Call Origination, this charges ISPs for the number of lines they take from BT rather than the amount of traffic flowing over them.

BBC: Altavista blames BT for 'fiasco'

Also, don't forget to call the lender to find out what fees it charges for loan origination, rate locks and administrative fees.

WSJ: Will the Lender Cancel My Loan?